Integrations

In this section you can learn about different integrations Zoho Books offers and how these integrations can be used for your business.

Online Payments

In the Zoho Books app, you can now access Online Payments as a separate section directly under Settings.

Zoho Books is integrated with major online payment gateways to help you receive payments for your invoices online. This ensures faster and hassle free receipt of payments and further automates your cash flow and its book keeping. To set up a payment gateway, click the Gear icon on the top right and select Integrations. Now choose Online Payments. You’ll find the list of payment gateways that Zoho Books supports.

   Payment   Gateway   Supported Countries
Stripe View the list of countries supported by Stripe here.
Authorize.Net United States, United Kingdom, Europe, Australia, Canada.
Payflow Pro United States, Canada, Australia, New Zealand.
Payments Pro United States, United Kingdom, Canada.
2Checkout Supports all countries except North Korea, Iran, Sudan, Syria, Cuba, Myanmar (Burma.)
Braintree Works for United States, Canada, Europe, Singapore, Hong Kong, Malaysia, Australia, and New Zealand.
CSG Forte United States.
Worldpay United Kingdom.
WePay Now supports businesses that are registered in the United States
GoCardless United Kingdom, Canada, New Zealand, Switzerland and Australia

Click on a payment gateway to find out how you can use it along with Zoho Books.


Stripe

Integrate with Stripe and receive payments from your customers through their credit card and bank account details.

To set up the Stripe integration:

From here, you can set up Stripe and receive payments from your customers using two different methods:

1. Credit Cards
Integrate your organization with Stripe and charge your customer’s credit card to receive payments. Learn more.

You can view the list of countries supported by stripe in this page. The online transaction fees will depend upon the charges specified by Stripe.

2. Bank Accounts using Stripe ACH (Global and US editions)
With Stripe ACH, you can charge your customer’s bank account (only for US customers) to receive payments. Learn more.


PayPal

To setup PayPal as your preferred gateway for receiving payments, click on the Gear icon on the top right hand side corner of the screen and go to Online Payments and click the Set up Now button adjacent to Paypal logo. Enter the following information and click Save.

Setting up PayPal

When you setup this integration, your email address will be shared with Paypal.

Transaction charges
The online transaction fees will depend upon the charges specified by PayPal.


Prerequisites for using with Auto-charge in Zoho Books

Configuring Auto-charge Settings


Payflow Pro

To set up Payflow Pro, click on the Gear icon on the top right hand side corner of the screen. Go to Online Payments and click the Set up Now button adjacent to Payflow Pro logo. Enter the following information and click Save.

When you register for Payflow Pro, you will receive an email with information like your Partner ID and Vendor name. Please keep that email at hand while filling the details for Payflow Pro.

Then enter the following information and click Save.

Setting up PayFlow Pro

When you setup this integration, the fields mentioned above will be shared with Payflow Pro.

Transaction charges
The online transaction fees will depend upon the charges specified by Payflow Pro.


Payments Pro

To set up Payments Pro, click on the Gear icon on the top right hand side corner of the screen. Go to Online Payments and click the Set up Now button adjacent to Payments Pro logo. Enter the following information and click Save.

Setting up Payments Pro

API Username, API Password and Signature

When you setup this integration, your API credentials and Signature will be shared with Payments Pro.

Prerequisites for using with Auto-charge in Zoho Books

In order to use PayFlow Pro for Auto-charge, you need to enable Reference transactions in their merchant account.

Configuring Auto-charge Settings

Transaction charges
The online transaction fees will depend upon the charges specified by Payments Pro.


2Checkout

To configure 2Checkout, click on the Gear icon on the top right hand side corner of the screen. Go to Online Payments and click the Setup Now button adjacent to 2Checkout logo. Enter the following information and click Save.

Setting up 2Checkout

If you haven’t created a 2Checkout merchant account yet, click here to sign up now.

When you setup the integration, your 2CO Account# and Secret Word will be shared with 2Checkout.

Transaction charges
The online transaction fees will depend upon the charges specified by 2Checkout.


Braintree

To configure BrainTree, click on the Gear icon on the top right hand side corner of the screen. Go to Online Payments and click the Setup Now button adjacent to Braintree logo. Enter the following information and click Save.

Setting up Braintree

When you setup this integration, the fields mentioned above will be shared with Braintree.

Transaction charges
The online transaction fees will depend upon the charges specified by Braintree.


CSG Forte

To set up CSG Forte, click on the Gear icon on the top right hand side corner of the screen. Go to Online Payments and click the Setup Now button adjacent to CSG Forte logo. Enter the following information and click Save..

CSG Forte only supports the USD currency.

Setting up CSG Forte

When you setup this integration, the fields mentioned above will be shared with CSG Forte.

Transaction charges:
The online transaction fees will depend upon the charges specified by CSG Forte.


Worldpay

To set up Worldpay payment gateway, click the Gear icon on the top right hand side corner of the screen. Go to Online Payments and click the Set up Now button adjacent to Worldpay logo. Enter the following information and click Save.

Note: * Zoho Books supports only corporate gateway accounts. * If your organization belongs to the EU domain, that is you sign in to Zoho Books by visiting books.zoho.eu, then you will not be able to set up this integration as Worldpay is not PSD2 compliant. * Capture Delay Settings in your Worldpay Merchant Interface (in both Ecommerce merchant profile and Pay As Order merchant profile) needs to be turned off.

Setting up Worldpay

Ecommerce Merchant Code and Ecommerce XML Password should be the same as in the Worldpay Virtual Terminal.

Pay As Order Merchant Code and Pay As Order Merchant Password should also be the same as in the virtual terminal.

Once you set up this integration, the fields mentioned under Worldpay Settings will be shared with Worldpay.

Transaction Charges
The online transaction fees will depend upon the charges specified by Worldpay.


ACH Payments in Zoho Books

Zoho Books offers ACH payments via Authorize.Net and CSG Forte gateways, payment gateways that specializes in ACH payments.ACH is a secure payment transfer system that connects all US financial institutions. This facility will allow you to debit payments directly from a customer’s authorized bank account.

The following are the requirements for making ACH payments,

To use ACH facility, you will need to setup Authorize.Net or CSG Forte as the default payment gateway on Zoho Books.

Setting up a bank account for ACH Payments

Step 1:

Go to the Invoices tab. Select the invoice for which a payment needs to be recorded. Click the Record Payment drop-down and select Charge Customer. A Charge Customer screen will open up.

ACH Charge Empty

Step 2:

You will be asked to enter either Credit Card Details or Bank Account Details. In this case, select the tab Bank Account Details and enter the customer’s bank account details. Account number, Account type and Routing number are mandatory fields to configure the bank account.

ACH Charge

Select the check-box against Customer authorises “Org Name” to charge his / her checking account for making payment and click on Proceed.

Making payments through Customer Portal.

Ach customer portal

Ach customer portal account

Note: Customers can also choose to save their account details for future transactions by checking the Use this account for future transactions option.

Configuring number of retries and intervals

Zoho Books allows you to configure the number of retries necessary in case of a transaction failure. The various configurations available are shown below.

Retries


WePay

WePay is an online payment service provider whose integration with Zoho Books allows you to receive payments directly to your bank account. Some striking features of WePay’s integration include:

1) Have your merchant account created in minutes

2) Low processing fee

3) No setup fee

4) No hidden charges

5) Auto-charge feature

WePay Integration - Overview

Things to remember

Setting up WePay

To set up WePay,

1. Navigate to Gear icon > Online Payments. Now, click on the Try WePay button under WePay to get started.

Email me steps

2. To signup, select the email address from the drop-down with which you want to create the WePay account with and click on Confirm.

Note: Only the Admin Users’ email addresses will be displayed in the drop-down. How to add an Admin User?

select email address

3. You’ve now successfully initiated the WePay setup process.

Confirmation popup

4. Now, login to the selected email account and click on the email with the subject WePay - Activate your account. In the email, click on the Proceed button to validate your account and you’ll be redirected to WePay to finish the setup.

If you do not receive the confirmation message within a few minutes, kindly check your Spam folder just in case the confirmation email got delivered there instead of your inbox. You can resend the verification email under More Settings -> Integrations -> WePay.

Email confirm button

6. In the login page, enter a password for your WePay account and click on Grant Access.

Note: The password entered here is independent from your Zoho Books password.

Set password

7. In the next screen, fill in your personal and business details and click on Save & Next.

After this step, you can start accepting payments.

WePay business information profile WePay business information profile

8. Enter the bank account details to which the payments are to be transferred and click on Associate Bank Account to complete your WePay setup.

Bank account details

When you setup this integration, your WePay credentials, along with your business information, personal details and Bank Account information that is required during the setup will be shared with WePay.


Have a WePay account already?

If you’re trying to use the email address which is already associated with WePay, follow the steps below:

Select email address


How to connect my bank account if I skipped it the first time?

If you’ve started the setup process but you’ve skipped entering your bank account details, you can very well add it later. To do so,

Link bank account WePay


Other Actions

To edit your WePay profile or to view transaction history,

Manage account


Transaction Charges

The online transaction fees will depend upon the charges specified by WePay.


Card Verification Settings

Initially card address was made mandatory in Zoho Books. This was initiated by us to avoid confusions with respect to various payment gateways as different payment gateways have different validations. But now you’re given that option to decide on whether the card address needs to be shown or not.

Depending on your choice of gateway you can enable the necessary fields of the card address to be shown or to be made mandatory by making the preferences in Card Verification Settings.

Kindly follow the steps below to make card address related changes:

Adding Users

Adding Users


Zoho Service Communication (ZSC) Key

Zoho provides numerous world class apps in addition to Zoho Books, such as Zoho CRM, Zoho Invoice, etc. If you have a Zoho CRM account and would like to integrate with your Zoho Books or Zoho Invoice account, you may use this ZSC key to do so. The ZSC Key is a unique key used to communicate between these apps.

Adding Users


When cards are used for payment, the payer’s card information will be encrypted and passed to the payement gateway. After the payment is processed and confirmed, the last 4 digits of the card along with the month and year of expiry are stored in the payment details section of Zoho Books.

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