AI powered payments
Manage payment workflows from your AI clients like Claude using Zoho Payments MCP. Bring payments closer to your AI-driven operations with contextual, real-time payment actions powered by Zoho Payments.
Know moreUnified payment
platform for your
business needs
Zoho Payments brings together every way your business collects and disburses money—online, in-person, or through bank accounts - on one platform.
Everything you need to
run your payment operations
Payment acceptance
Online payments
From your website to payment links, accept money however your customers prefer to pay. UPI, cards, net banking, and wallets, all in one place.
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Payment acceptance
In-person payments
Turn any counter into a checkout with QR codes and POS devices. Payments flow straight into business apps, keeping your accounts always in sync.
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Payouts
Payroll payouts
Manage salary payouts seamlessly with automated payroll disbursements powered by Zoho Payments.
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Payouts
Vendor payments
Run vendor payouts effortlessly with one-time or bulk transfers, directly from your favorite Zoho apps.
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Banking
Connected banking
Connect your bank accounts to Zoho and handle every payout, bills, payroll, and reimbursements, without logging into a bank portal.
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Payments, right inside your business workflow
Zoho Payments works inside your business apps. You can collect and pay without switching screens or losing the context.
Accounting & invoicing
Collect payments directly from invoices and track every transaction with ease.
Know moreOnline checkout
Collect payments online through customizable and conversion-friendly checkout flows.
Know moreText description of the video
- Accounting & invoicing: In Zoho Books, a new invoice for ₹23,490.00 is created with Zoho Payments selected as the online payment option, then saved and sent. The customer opens the invoice in the customer portal and selects Pay Now. On the Zoho Payments checkout, they choose UPI, enter their UPI ID, and select Pay securely. A confirmation shows the payment of ₹23,490.00 succeeded, and the invoice in Zoho Books is marked as paid.
- Subscriptions: A Zoho Billing pricing page shows three monthly plans: Basic at ₹599, Professional at ₹899, and Premium at ₹1,299. The customer subscribes to the Professional plan. The Zoho Payments checkout opens for the ₹899.00 subscription, the customer pays with their UPI ID, and a confirmation shows the payment succeeded.
- ERP: In Zoho ERP, a retail store sale lists a crew neck T-shirt, a leather shoulder bag, and running shoes, for a total of ₹4,400.00 including tax. Charge ₹4,400.00 is selected, the Zoho Payments checkout shows a UPI QR code, the customer scans it, and a confirmation shows the payment of ₹4,400.00 succeeded.
- Online stores: On an online watch store built with Zoho Commerce, a shopper adds a black metal strap watch priced at ₹6,490 to the cart. The shopping bag shows a total of ₹6,650.00, and the shopper selects Make Payment. On the Zoho Payments checkout, they choose net banking and continue to their bank's website, and a confirmation shows the payment of ₹6,650.00 succeeded.
- Online checkout: On a charity's donation page, a donor enters ₹2,500 along with their contact details and billing address, then proceeds to pay. The Zoho Payments checkout opens on the same page, the donor chooses Card, enters their card details, and selects Pay securely. A confirmation shows the payment of ₹2,500.00 succeeded.
Collect payments,
even without a business app
Share payment links or embed checkout directly on your website to start collecting payments instantly.
Payment links
Share a link with customers and get paid instantly. Perfect for invoices, WhatsApp, email, or social.
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Embedded checkout
Add a secure checkout to your website or app and accept payments without redirects.
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Recurring payments
Charge customers on a schedule and get paid automatically. Perfect for subscriptions, memberships, and EMIs.
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Split payments
Route a single payment to multiple accounts automatically. Perfect for marketplaces and commission payouts.
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Solutions for your industry
Built to support the unique payment needs of different industries with flexible solutions for collections, payouts, and connected financial workflows.
Connect to India's interoperable
B2B payment network
Zoho Payments enables businesses to securely onboard onto Bharat Connect's interoperable network and manage payment collections and settlements with ease.
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Pay vendors directly from invoices
Approve and settle bills instantly using Bharat Connect IDs.
Fewer disputes, faster timelines
Keep payments on track with clear records and automatic reconciliation.
Built for business networks
Strengthen supplier relationships with transparent, reliable transactions.
Access payments anywhere, anytime with our all-new mobile app
Need custom payment
workflows?
Build and automate payment flows using Zoho Payments APIs to match how your business works.
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Security is our priority
At Zoho, security is our top priority. We are dedicated to providing a secure payment experience for your customers while protecting the privacy of your business.
AUTHORIZED AS AN ONLINE PAYMENT AGGREGATOR BY RBICERTIFICATE OF AUTHORISATION No. 275/2025
Choose privacy.
Choose Zoho.
Privacy is of the utmost importance to us at Zoho. We strive to surpass all expectations in providing security and privacy to our customers in this increasingly connected world.
