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Embedded Checkout
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Payouts
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AI powered payments
Manage payment workflows from your AI clients like Claude using Zoho Payments MCP. Bring payments closer to your AI-driven operations with contextual, real-time payment actions powered by Zoho Payments.
Know moreUnified payment
platform for your
business needs
Zoho Payments brings together every way your business collects and disburses money—online, in-store, or through bank accounts - on one platform.
Everything you need to
run your payment operations
Payment acceptance
Online payments
From your website to payment links, accept money however your customers prefer to pay. UPI, cards, net banking, and wallets, all in one place.
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Payment acceptance
In-store payments
Turn any counter into a checkout with QR codes and POS devices. Payments flow straight into business apps, keeping your accounts always in sync.
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Payouts
Payroll payouts
Manage salary payouts seamlessly with automated payroll disbursements powered by Zoho Payments.
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Payouts
Vendor payments
Run vendor payouts effortlessly with one-time or bulk transfers, directly from your favorite Zoho apps.
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Banking
Connected banking
Connect your bank accounts to Zoho and handle every payout, bills, payroll, and reimbursements, without logging into a bank portal.
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Payments, right inside your business workflow
Zoho Payments works inside your business apps. You can collect and pay without switching screens or losing the context.
Accounting & invoicing
Collect payments directly from invoices and track every transaction with ease.
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Collect payments,
even without a business app
Share payment links or embed checkout directly on your website to start collecting payments instantly.
Payment links
Share a link with customers and get paid instantly. Perfect for invoices, WhatsApp, email, or social.
Embedded checkout
Add a secure checkout to your website or app and accept payments without redirects.
Recurring payments
Charge customers on a schedule and get paid automatically. Perfect for subscriptions, memberships, and EMIs.
Split payments
Route a single payment to multiple accounts automatically. Perfect for marketplaces and commission payouts.
Solutions for your industry
Built to support the unique payment needs of different industries with flexible solutions for collections, payouts, and connected financial workflows.
Connect to India's interoperable
B2B payment network
Zoho Payments enables businesses to securely onboard onto Bharat Connect's interoperable network and manage payment collections and settlements with ease.
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Pay vendors directly from invoices
Approve and settle bills instantly using Bharat Connect IDs.
Fewer disputes, faster timelines
Keep payments on track with clear records and automatic reconciliation.
Built for business networks
Strengthen supplier relationships with transparent, reliable transactions.
Access payments anywhere, anytime with our all-new mobile app
Need custom payment
workflows?
Build and automate payment flows using Zoho Payments APIs to match how your business works.
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Security is our priority
At Zoho, security is our top priority. We are dedicated to providing a secure payment experience for your customers while protecting the privacy of your business.
AUTHORIZED AS AN ONLINE PAYMENT AGGREGATOR BY RBICERTIFICATE OF AUTHORISATION No. 275/2025
Choose privacy.
Choose Zoho.
Privacy is of the utmost importance to us at Zoho. We strive to surpass all expectations in providing security and privacy to our customers in this increasingly connected world.
